Effective Date: June 2, 2026

1. Introduction

Welcome to Hidden Asset Advisory Group (https://hiddenassetadvisorygroup.com). We are committed to protecting your privacy. Hidden Asset Advisory Group assists individuals by collecting information regarding their life insurance policies and health status in order to evaluate eligibility and secure life settlement offers. This Privacy Policy outlines how we collect, use, store, and protect your personal and sensitive information. By using our website or submitting your information, you agree to the terms of this Privacy Policy.

2. Information We Collect

In order to provide our policy evaluation and life settlement sourcing services, we collect the following types of information:

• Personal Identifiers: Full name, email address, phone number, and physical address.
• Policy Information: Details regarding your life insurance policy, including the insurance carrier, policy face value, premium payment history, policy type, and issue date.
• Health and Medical Information: Medical histories, health status updates, and records necessary to estimate life expectancy for life settlement underwriting.
• General Usage Data: IP address, browser type, device information, pages visited, time spent, and other usage data collected via cookies, web beacons, and similar technologies.

3. How We Use Your Information

We use your information to:

• Evaluate your life insurance policy eligibility for a life settlement.
• Analyze medical and health data to facilitate accurate life expectancy underwriting.
• Communicate with you regarding policy reviews, missing documentation, and potential offers.
• Connect with licensed life settlement providers, brokers, or financing entities to secure a life settlement offer on your behalf.
• Improve website functionality, security, and user experience.
• Provide customer support and respond to your inquiries.

4. How We Share Your Information

We may share your information with:

• Life Settlement Providers and Intermediaries: Licensed life settlement providers, brokers, and institutional funding sources required to evaluate, underwrite, and bid on your life insurance policy.
• Medical Underwriters: Specialized third-party medical underwriting firms that review health history to establish life expectancy estimates.
• Third-Party Service Providers: Vendors who help us operate our website and services (e.g., hosting providers, secure data storage platforms, and secure CRM tools).
• Legal Authorities: Government or legal bodies when required by law, regulation, or to protect our legal rights, users, or property.

Note: We do not sell your personal or medical information to third parties for independent marketing purposes.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. Cookies help us remember your preferences, understand how the site is used, and improve performance. You may control or disable cookies through your browser settings; however, doing so may limit your use of certain features.

6. Data Storage and Security

Given the highly sensitive nature of the financial and health data we handle, we implement robust physical, administrative, and technical safeguards. Your data is stored on secure, encrypted servers with strict role-based access controls designed to prevent unauthorized access, disclosure, alteration, or destruction.

7. User Rights and Choices

You have the right to:

• Access, update, or correct your personal, financial, or health information.
• Request the deletion of your account and associated submission data (subject to regulatory retention requirements).
• Opt out of marketing or promotional communications at any time.

To exercise any of these rights, please contact us at: support@hiddenassetadvisorygroup.com

8. Third-Party Links

Our website may contain links to external websites. We are not responsible for the privacy practices or content of those third-party sites. Please review their respective privacy policies before submitting any personal information.

9. Children’s Privacy

Hidden Asset Advisory Group is not intended for use by individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has provided us with personal information, please contact us immediately.

10. Data Retention

We retain your personal, health, and policy information as long as necessary to fulfill the evaluation process or as required to comply with financial, legal, insurance-industry, or state regulatory record-keeping obligations. When your information is no longer required, it is securely destroyed or permanently anonymized.

11. International Data Transfers

Our services are intended strictly for individuals residing in the United States. If you access the site from outside the U.S., please note that your data will be transferred to, stored, and processed in the United States, where privacy laws may differ from your home jurisdiction.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect shifts in our practices or legal obligations. When changes are made, we will update the “Effective Date” at the top of this page. We encourage you to review this document regularly.

13. Contact Us

If you have questions about this Privacy Policy or how your data is handled, please contact us:

• Email: support@hiddenassetadvisorygroup.com
• Mailing Address: Hidden Asset Advisory Group, 5535 Memorial Drive F452, Houston, TX 77007

14. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to:

• Know what personal and sensitive information we collect, use, disclose, or share.
• Request access to or a copy of the personal information we hold about you.
• Request deletion of your personal information (with some exceptions, such as regulatory compliance).
• Correct inaccurate personal information.
• Limit the use of your sensitive personal information (including health information) to necessary business operations.
• Non-discrimination for exercising your privacy rights.

Categories of Personal Information Collected:

• Identifiers: Name, email, phone number, address, IP address.
• Sensitive Personal Information: Medical and health histories, insurance policy account specifics.
• Internet Activity: Browsing data related to your interactions with our website.

How to Exercise Your Rights:

To submit a CCPA/CPRA request, email us at support@hiddenassetadvisorygroup.com with the subject line: “CCPA Request.” We will verify your identity before processing your request to ensure data security.

Response Timing and Format

We will respond to verifiable requests within 45 days. If an extension is necessary, we will notify you with the reason, extending the timeline up to an additional 45 days.

No Sale or Sharing of Personal Data

Hidden Asset Advisory Group does not sell personal or health data, nor do we share it with third parties for cross-context behavioral advertising.

Do Not Track Signals

We do not currently respond to browser “Do Not Track” signals, but we continue to honor all consumer choices in strict compliance with applicable privacy laws.

15. Data Processing by Service Providers

We engage trusted third-party vendors to process data on our behalf, including secure file hosting, data analytics, HIPAA-compliant form processing, and secure communication delivery. These providers are contractually obligated to handle your sensitive information securely and are restricted from using it for any purpose other than providing services to us.

16. Accessibility Statement

We are committed to making our privacy practices accessible to everyone, including individuals with disabilities. If you require this policy in an alternative format, please contact us at support@hiddenassetadvisorygroup.com.

17. Disclaimer

This Privacy Policy outlines our data management practices but does not create independent contractual or legal rights. Your use of our website and services is governed by our Terms and Conditions, which include specific provisions regarding liability limitations and dispute resolution.